In this weekend?s Your Money column, I offer a preview of the types of resistance that homeowner?s insurance companies may put up to the large claims they will be dealing with in the wake of Hurricane Sandy.
I?d like to use this post to round up the actual experience of policyholders in the coming weeks and months. Please let us know the extent of your damage and what sort of adjuster came out to take a look at it. How long is it taking to get a full estimate or settlement offer from the insurance company? Are you negotiating? Or are you using a public adjuster to represent you? Or did you get a big check fairly quickly and are happy with the result?
I plan to write more about this in the coming months and will answer questions in the comments section when I can.
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If a home or flood insurance adjuster says damage isn’t covered, but you feel it should be, get an independent professional opinion before giving up on getting some or all of your claim paid.
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